Our attorneys are experienced in representing creditors, including banks, corporations, small businesses, and individuals in both state and federal court. We provide legal services for both secured and unsecured creditors ranging from civil judgments, and mortgage foreclosure to complex bankruptcy proceedings. Our financial services include documenting commercial loans, workouts, collections, and foreclosures. While our bankruptcy services include proof of claim filing, stay litigation, adequate protection disputes, discharge challenges, objections to plan confirmation, and case monitoring. Whether you need to initiate a collection matter or need guidance with a customer’s bankruptcy our attorneys have the experience needed to protect your legal rights.

Commercial Loan Transactions

For complex financial transactions, the attorneys at Kaminsky, Thomas, Wharton, Lovette & Vigna  steer transactions from start to finish so that the deal can close smoothly and efficiently. When regional financial institutions, such as Ameriserv Financial, First Commonwealth Bank and First National Bank of Pennsylvania, need to complete a significant deal in a matter of weeks, they rely on our experience so that they can deliver to their clients on time. We also accommodate the smaller deals in the same skilled and efficient manner.

Mortgage Foreclosures

Kaminsky, Thomas, Wharton, Lovette & Vigna has instituted numerous foreclosure proceedings on behalf of regional and national banking institutions. We also represent lending institutions in Bankruptcy cases.

Secured Transactions

Kaminsky, Thomas, Wharton, Lovette & Vigna offers our experience in the preparation and negotiation of loan and security documentation. We regularly act on behalf of regional and national financial institutions in their lending transactions.

Loan Workouts

Kaminsky, Thomas, Wharton, Lovette & Vigna assists lenders and borrowers structure out-of-court workouts that often avoid bankruptcy and state insolvency proceedings, and thereby maximize the value of assets.